Punjab Chief Minister Maryam Nawaz Sharif has introduced the “Apna Chhat Apna Ghar” scheme, which is designed to help landowners in building their own homes by offering interest-free loans.
This initiative is particularly beneficial for those who want to construct a house but struggle with financial constraints.
Under this scheme, eligible landowners can receive up to Rs1.5 million in loans without having to pay any interest.
The program is structured to be as accessible as possible, with no payments required during the first three months, allowing borrowers to get started on their construction without immediate financial pressure.
After the initial three months, the repayment will begin in the form of affordable monthly installments, making it easier for people to manage their finances as they work towards owning a home.
The “Apna Chhat Apna Ghar” scheme is a significant step by the Punjab government to support homeownership and reduce the housing burden on individuals.
By providing interest-free loans and flexible payment options, the initiative is expected to empower many landowners to build their own homes and improve their living conditions.
This program reflects the government’s commitment to making homeownership more accessible and affordable for the people of Punjab.
